This is one of over 4110 effects generated by Filter Forge, a Photoshop plugin that allows you to create your own filters.
This effect:
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To open this filter, you must have Filter Forge 1.0 or higher installed on your computer. If you don't have it installed yet, click here to download Filter Forge.
This is a simple filter that split your image into half color and black & white. You can control the positions of the halfs, add a dividing line and change its color and thickness.
black, white, color, half, bw, black and white, colour, desaturate