This texture was generated in Filter Forge, a Photoshop plugin that allows you to create your own filters.
Rendered matte board frame. This will simulate several kinds of textured and untextured paper. It has controlls for thickness, width, paper color, and surface color. You can also control the normalcy, scale, and reflectivity of the texture.
matte frame paper
This filter has earned its author one of our rewards. They are given to the authors of popular filters and include a free copy of Filter Forge.